Insuring Your Ex-Spouse is Legal:
Ex Spouses Bitter Divorce Murder & Life Insurance:
Did you know that it’s perfectly legal to take out life insurance on your ex-spouse … after the divorce? Yep. Not only is it legal, it’s smart. If you’re the custodial parent, depending on child support payments and/or spousal support payments, it’s a financially smart idea to insure those payments should, god forbid, something happen to your ex. What would happen to you then? How would you support your children? The law favors an ex-spouse taking out life insurance on ex-spouses and some states even require the couple maintain the ex-spouse as the beneficiary of any existing policy.
Don’t dash off to your laptops just yet. I can see brains spinning with all sorts of twisted plot ideas. You can’t bolt to the nearest insurance company and take out an insurance policy on the local homeless men sprinkled throughout your city … then collect when they drink themselves to death or
fall off are shoved off the curb into an oncoming metro train. Nope. Sorry, crime writers. Turns out, you must have an “insurable interest,” in the person you will be taking the life insurance policy out for. Damn! That means I can’t take life insurance out on Donald Trump, Gwyneth Paltrow.
While the following shocking, murder for life insurance plots will knot your stomach into balls of terror some of the cases, like the one where the father who killed his wife and son (crushed his son by dropping truck on him), all for the insurance money, shot that ball of terror into my throat threatening to choke the life out of me. As you might have guessed, Murder for life insurance scams is not legal. Click the link above to read more like: A most bitter divorce and Soldier charged in death of wife for insurance money. For some couples death is easier than divorce. Until they get caught. And they always get caught.
Don't they realize that the first thing the investigating officer looks at is who benefits from the victim's death. And guess where they start? Yup, you guessed it. The life insurance polices. You'd be amazed how many of these dimwits take out the life insurance policies or double or triple the benefits just weeks or months prior to the murder.
How would you feel if you discovered your ex spouse took out a life insurance policy on your life? Worried? Cautious? Or would you feel like it was a perfectly normal act considering you have children together who would need financial assistance if you died?
I want to share another blog that Ive discovered during the A to Z challenge. Shelia M. Good, Author, is a blogger over at Cow Pasture Chronicles. I've enjoyed her blog throughout this challenge. She's blogged about everything from social media to writing to building an audience. Her blog posts are succinct and informative and I highly recommend that everyone take a look when you get a chance. This girl knows her stuff. Her site has a plethora of other resources, so stop and take a look around.